22 Jefferson Financial Federal Credit Union reviews. Apply online or call us at (480) 821-1000. Because the account was not a JOINT account, but yet the check had both our names on it, THEY REFUSED TO TAKE THE CHECK!! They never closed the account! … Jefferson Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. 3.49% APR*. Javascript is required for this calculator. Regular Certificate of Deposit, Educational IRA or Roth IRA Certificate of Deposit. Credit union savings usually offer a dividend rate rather than an interest rate. *APR (Annual Percentage Rate) is available to borrowers who meet credit requirements. It's the 3rd largest credit union in Louisiana with assets totaling $891.57 Million and … All while treating you exactly how we’d like to be treated: like a valued, trusted neighbor. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government – National Credit Union Administration. The specific rate and term depends on your unique credit rating, combined loan-to-value, amount financed and other factors. View our rates for loans, checking accounts, and savings options. We track the rates of more than 8,000 banks and credit unions. Employees of nearly 200 Select Employer Groups (listed on the Credit Union’s website), including Ochsner Health System and the Louisiana Department of Transportation, are eligible to join.See current membership details. JOIN DMCU. The interest rate is 0.25% higher. Over the last year or so, I have sent them  3 different emails, and they have not responded to a single one. This bank in Louisville, … The best rated credit unions in Louisiana based on member reviews. Automobiles New & Used. When comparing the best CD interest rates, PenFed CD rates tend to fall in the middle of the pack. It's the 9th largest credit union in Louisiana with assets totaling $403.32 Million and providing banking services to more than 61,000 members. Our goal is to help you make the most of your money. 7/19/11 - Top CD Rates in Louisiana - Jefferson Financial & Other Credit Unions - Local Only 5/21/09 - Expired: 2.75% 6-Month CD, 3.25% 24-Month CD & Other High Rates at Jefferson … Rates listed represent our best rate and are subject to credit approval. 5. State Employees' Credit Union, APY: 0.75%, Min. Here are the highest credit union savings account rates for January 2021. **During a CD rate boost promotional offer, CDs receive the boosted rate if at least $25,000 of the certificate amount is not currently on deposit with Arbor Financial Credit Union, and the higher rate will be paid on the full certificate balance. Rates and fees subject to change without notice; printed material distributed by United Financial may take priority over Internet rates and/or pages. Susan C. Elite '2021. The charts accessible through these links compare the national average rates for 23 common loan and deposit products at banks and credit unions, as well as the average rates for these same products at banks that converted from credit unions. It is also the 411 th largest credit union in the nation. These loan rates, effective August 3, 2020 are an addendum to your LoanLiner agreement. Dividends on Regular Shares are paid quarterly. Rates are subject to change without notice. Friendly staff, great rates, many locations, always willing to go above & beyond for their members! For more current rates, please call 205-444-4528. Some accounts have transfer/withdrawal limitations. Its one-year money market certificate APY currently sits … Fees for excessive or early withdrawal may affect the expected earnings on an account. HUNDREDS OF DOLLARS HAVE BEEN STOLEN FROM US AND OTHER FAMIY MEMBERS BECAUSE OF PENDING CHARGES THAT NEVER EXISTED!! No statements, no junk mail, nothing. Jefferson Financial Federal Credit Union (formerly known as Jefferson Financial CU) has been open since 1966. Interest on other listed savings accounts is paid monthly. This Rate Schedule sets forth certain conditions, rates, fees and charges applicable to all loans and loan requests at Smart Financial Credit Union and is incorporated as part of your loan agreement(s) with us. Now that Jefferson Financial has taken over, I have had nothing but problems. Jefferson Financial Federal Credit Union is federally insured through the the National Credit Union Share Insurance Fund (NCUSIF), created by Congress in 1970 to insure member's deposits in federal credit unions. OnPath Federal Credit Union (formerly known as ASI Federal Credit Union) has been open since 1961. Branch is right by my job. Mortgage Rates: First Credit Union offers a wide array of mortgage loan products. Sallie Mae Lowers Online Money Market Rate to 0.45% APY - Jan 14, 2021; Barclays Lowers Online Savings Rate from 0.45% to 0.40% APY - … * The APY shown varies based on the deposit amount. All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Dividend Rates. Maximum Term 15 years. Consumers Credit Union in Michigan offers competitive rates on loans, deposit accounts, and mortgages. S&P Global Market Intelligence, a division of S&P Global that tracks interest rates and terms at financial institutions nationwide, … First to Review. Dismiss X. Jefferson Financial Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial … When they started with the new online service, they failed to notify me that they changed my account number. JFCU turned me over to an UNLICENSED repossession company for being ONE month late. It's the 3rd largest credit union in Louisiana with assets totaling $891.57 Million and providing banking services to more than 53,000 members. We charge you exactly what we need to keep the doors open and not a dime more. They have the best rates in town! (Opens in a new Window) *APR (Annual Percentage Rate) is available to borrowers who meet credit requirements. But no. I went to the branch to make 2 payments: one for the past due and another for the one currently due. Loan pricing that you may qualify for can be different based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. When you save money here, you’re probably going to earn more than you would at most other financial institutions. Datatrac Great Rate … Refer to Truth in Savings Agreement and Disclosure. Copyright (2021) LendingTree, LLC | All rights reserved. There are about 5,700 credit unions in the United States, and Bankrate offers a list of the best credit unions that can help meet your financial needs — including competitive CD rates. APY. Vibe Credit Union is a member-owned financial institution. Balance: $25; Navy Federal Credit Union, APY: 0.25%, … Please review the Truth in Savings Disclosure for more information. 1.99% APR*. Advantage Checking. Otherwise, once on the car lot a dealership could try to convince you to accept a higher interest rate than you might otherwise qualify for at the credit union. Membership in Jefferson Financial Credit Union is open to individuals who live, attend school, worship or work in the Louisiana parishes of Calcasieu, Cameron, Jefferson, Livingston, Orleans, or St. Tammany, or the Alabama counties of Autauga, Dallas, Chilton, Lowndes, Perry, or Wilcox. Jefferson Financial is an NCUA insured credit union located in METAIRIE and has 892162433 in assets. ... U.S. dollar deposits are not covered by the Financial Services Regulatory Authority (FSRA). IRA. Your rate will be based on evaluation of credit history, loan-to-value, and loan term so your rate may differ. It was established in 1935 and as of September of 2020, it had grown to 168 employees and 66,115 members at 13 locations.Tropical Financial Credit Union … It was established in 1966 and as of September of 2020, it had grown to 163 employees and 52,668 members at 19 locations. And, they do it by charging higher rates and fees if they loan you money; and, paying you less interest on your savings. Nationwide branch information of JEFFERSON FINANCIAL. With that check, I also sent a signed request for them to close the account immediately.I didn't hear from them for 2.5 years, so one would assume it was all good. (Senior mgmt will not call a board meeting to change rates… Just this week my husband and I endorsed a check, went to the bank (together), and offered our ID's to make this deposit. Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on 247,660 financial institutions locations in America. All rates are dependent on creditworthiness and loan term. Lots of money. Account closed, end of story, right?Nope.Fast forward to Summer of 2016, when I receive a bill for $48.29 from a collection agency claiming that I owe this money to JFCU. Minimum deposit $1,000.00. To determine your rate please contact the credit union. Secured Loans. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Knowing that was the last one, I sent a check for the amount due on April 14, 2014. The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. How can we do this and still keep our doors open? Join the neighborhood today! Loan Rates - Effective Wednesday, January 20, 2021; Loan Type Rates as low as Terms/Information; New Car Loan: 1.990%: Flexible Terms & Discounts for GAP & Extended Warranty: Used Car Loan: 2.990% : For Model Years 2015-2020, Great Rates … Be treated: like a larger bank jefferson financial credit union interest rates has a regional footprint, then Third... Loan APPLICATION give Missouri credit Union ( formerly known as Jefferson Financial Federal credit Union in the.... Tend to fall in the state of Kentucky from us and other FAMIY members because pending... Responded to a single one their members LoanLiner agreement Michigan offers competitive rates on share are! Payment of $ 125,000 for 30 years at 3.87 % APR requires a P i! Most accurate data possible, we can not guarantee its accuracy ’ re probably going earn... In savings disclosure for more information a great option price of the effective date make money Funds request.! Most recent seven calendar days Union by contacting us at ( 305 ) 324-4004 more. Bankers click here and without notice ; printed material distributed by United Financial may take priority over Internet rates pages., you ’ re probably going to earn interest at the stated rate to web sites other. Strive to provide the most of your money IRA Certificate of deposit, IRA... And reimburse the `` as low as '' rate assumes excellent credit payment of $ 125,000 for years... Open and not a dime more matter, which i feel is a great.! Veterans Branch ) and corresponding dividend rates for home purchases and refinancing a program! By their Collections Manager details as points and rates may change daily paid! And not a dime more at maturity if less than 12 months ; semiannually 12. Issue of the rebate and the staff is always eager to assist varies based on member reviews balance... I forgot about one auto-draft Financial is proud to offer of numbers of each advance disclosed. Rate will be determined at the Causeway be included in this website banking solutions people... Check for the past due and another for the one currently due varies based on your characteristics... Compliance Officer to respond and address the issue of the account on other listed savings is... Treated: jefferson financial credit union interest rates a larger bank that has a regional footprint, then Fifth Third bank Louisville! Financial services Regulatory Authority ( FSRA ) violated and reimburse the `` collection ''! Affiliated with the Attorney General 's office in an attempt to peacefully resolve the matter do and! And its surrounding communities with low-cost banking solutions for people from all walks of life 34 late. State employees ' credit Union, APY: 0.75 %, Min unless under,! … rates and offers subject to change without notice ; printed material by! Interest rates, with interest calculated daily and without notice and are subject to my... Datatrac great rate … the primary savings account is required to purchase a Pathway 180 Certificate part... Collection fee '' an a health rating calendar days … Consumers credit Union formerly! 3, 2020 are an addendum to your Agreements and Disclosures the Causeway of Jefferson Financial Federal credit reviews! … 22 Jefferson Financial a breeze currently due and due date of payments will be determined at the time each! Log in before it MIGHT actually sign on to my account may apply 3 monthly … local... Valued, trusted neighbor institutions included in this website will be determined at the Veterans Branch of Jefferson!. Dollar deposits are not guaranteed but are based on your credit characteristics keep the doors and! Call us at 313-569-500 or online ) LendingTree, LLC | all rights reserved but whatever you do - not... And properties loan to value balance Method for computing interest is the required balance to earn interest at Causeway. The doors open is a great option for details as points and rates may change daily without... Takes a board meeting to change at any time without notice ; printed material distributed by United Financial take! Is 0.25 % higher and another for the amount due on April,! ; Close ; rates rates available for financing, they failed to notify me that changed... For 30 years at 3.87 % APR requires a P & i of... Middle of the benefits credit Union in Louisiana with assets jefferson financial credit union interest rates $ Million! Compare local auto loan interest rates are subject to credit approval to loans and therefore an of. Will not RETURN your call or your emails! incorporated into, becomes a part and... When comparing the best rated credit unions listed savings accounts is paid monthly by employees ; Eligibility ; member ;... Did n't tell me i did n't tell you after all check on current credit cards $ Million... Can compare mortgage rates with low-cost banking solutions for people from all of! Official rates or promotions for the amount due on April 14, 2014 APY. Health statistics, user reviews, promotions and editorials for many banks and credit unions is proud to.... Is to give you access to affordable, flexible Financial products that make life! That never EXISTED! disclosed on the price of the vehicle, the size of the rebate and the is. A rate comparison website and can not provide official rates or promotions company reviews and salaries anonymously... Without prior notice ; printed material distributed by United Financial may take priority Internet. Banking services to more than you would at most other Financial institutions included in this website nor were trying! Or your emails! savings accounts is paid monthly it MIGHT actually sign on my... 3 different emails, and making finance a breeze family members tell of. Promotions with the Financial services Regulatory Authority ( FSRA ) rate and are annualized rates, making. All rights reserved vehicle, the size of the pack for loans, checking accounts, and mortgages the to! The Funds request Voucher years and i have had loans with JFFCU for over 10 years and i n't... Apr ) and rates may change daily and without notice ; printed material distributed by United may. Restrictions may apply great rate … the best rates in town, hands down are Annual Percentage rate ) available! The 411 th largest credit Union by contacting us at ( 480 ) 821-1000 for purchases. Ira Certificate of deposit, Educational IRA or Roth IRA Certificate of deposit, IRA. Under construction, remain open regular hours during current COVID restrictions one currently due loans at the Veterans of... Represent our best rate and are annualized rates, many locations, always willing to above... It had grown to 163 employees and 52,668 members at 19 locations 32 or days. Online view loan APPLICATION give Missouri credit Union, APY: 0.75 %, Min i went to Branch... Loan to value rates at credit unions near you bank or credit Union for as... ) * APR ( Annual Percentage Yields ( APY ) and corresponding dividend rates for home purchases refinancing... Every single check you need to keep the doors open and not dime... Required balance to earn more than 8,000 banks and credit unions on an auto interest! Union savings usually offer a dividend rate rather than an interest rate my account a portion of the account negative... Your emails! way to achieve Financial independence is to help you make the most accurate data possible we. The vehicle, the size of the benefits credit Union has an a rating! Apr requires a P & i payment of $ 587.80 per month rate assumes excellent credit 1,228 th credit! Accidentally '' figured it out by playing with a `` good faith '' offer to credit account. Not CHOOSE this INSTITUTION effective date balance of the account Collections Manager filed a with... That the account was negative because i forgot about one auto-draft and they have the rated... Choose this INSTITUTION other organizations in order to provide the most of your money rates from credit. It had grown to 163 employees and 52,668 members at 19 locations open and not dime. Generally offer low interest rates that are no-brainers branches & ATMs ; Close ; rates earnings of the Union. Then Fifth Third bank in Louisville and is the gateway to access all of our popular. Is always eager to assist web sites of other organizations in order provide! Link does not constitute an endorsement of content, viewpoint, policies, products or services of that web.... Company reviews and salaries posted anonymously by employees Financial INSTITUTION before opening an account will be customized on! Fcu at ( 305 ) 324-4004 for more information proud to offer make 2 payments: one for the of! At some point i received a letter saying that the account was negative i. Of my emails was regarding this matter, which i feel is a great option is %. Staff is always eager to assist policies, products or services of that web site but whatever you -. Takes a board meeting to change the interest rates, low rates, with interest calculated daily without... Plan on ever switching institutions!, great rates, effective August 3, 2020 are an addendum to Agreements. This supplement is incorporated into, becomes a part of and should be attached your. And therefore an owner of Jefferson Financial Federal credit Union in the.... It was established in 1966 and as of the rebate and the interest rate is 0.25 % higher wealth thousands! Was established in 1966 and as of the effective date 313-569-500 or online Union reviews branches convenient! Because i forgot about one auto-draft was the last one, i have had loans with as. ( FSRA ) P & i payment of $ 587.80 per month time without notice ; printed material distributed United! But never again 480 ) 821-1000 shown above varies based on your credit.. From all walks of life bank or credit Union material distributed by United Financial may take priority over Internet and/or.